Buyer's Representation
As your Buyer's Representative, our team can make the process of house hunting much easier and more efficient than if you did it all yourself. We can help you get financing, guide you to local neighborhoods, help you determine your budget, and prioritize a list of essential features that you need in your next home. We'll save you valuable time by finding the properties that best suit your requirements, and will show you only the most promising ones.
Once you've found a place that catches your eye, our team will look at comparable properties in the area to help determine a purchase offer. Then we will negotiate on your behalf with the seller to make sure you get the most favorable terms.
It's our job to look after your best interests, and we will do so at no cost to you as a buyer.
If you're ready to start house hunting, you can search real estate listings now. You can also refer to the Buyer's Guide we've created for helpful tools and buying advice. To start working with us right away, please contact us.
STEP 1
Get Pre-Approved
Before beginning your search, your first step is to get pre-approved for a mortgage, unless you will be paying in cash. We will provide you with a list of vetted local lenders.
STEP 2
Meet & Strategize
At our first meeting, we will discuss what you're looking for in your next home, including neighborhoods, amenities, pricing, and timeline, to guide your search.
STEP 3
Find the Right Property
We will keep you up-to-date with new listings via Compass Collections and real-time notifications on the Compass App. We will attend viewings and open houses together, spanning a range of areas and property types.
STEP 4
Package & Submit an Offer
Once you find the property that you want to buy, we will provide a comprehensive pricing study and gather as much relevant data about the Seller's "ideal offer conditions" as possible.
STEP 5
Get an Accepted Offer
Congratulations, the hardest part is over! The next step is to hire an attorney and begin the process of due diligence. We have a list of vetted Attorneys that we will provide to you.
STEP 6
Perform Due Diligence
Prior to signing the Purchase & Sale Agreement (P&S), we will have the opportunity to conduct a home inspection and gather/review any relevant documentation.
STEP 7
Sign Purchase & Sale Agreement
The Seller's Attorney will draft the P&S. Your Attorney will revise this draft and walk you through the details of the document. Once finalized, all parties will sign. At this time you will provide the second deposit to be held in escrow until closing (generally 5-10%).
STEP 8
Complete Loan Application
Once the P&S is signed, you will complete your loan application and the bank will order an appraisal of the property. Prior to closing, your attorney will conduct a title search. You must keep up with all document requests from your lender!
STEP 9
Final Loan Commitment
Once the lender has received all your documentation and completed their due diligence, they will issue a commitment letter. At this point, you want to ensure that your closing funds are accessible.
STEP 10
Final Walk-Through & Closing
Two to three days prior to closing, your lender will provide a disclosure outlining the financial details of the transaction, including your final payment needed to close. The day before closing, we'll conduct a final walkthrough of the property to ensure all is set for you to take ownership.
Once all the conditions of the contract have been satisfied, the closing is held. The closing documents are signed, payment is exchanged, and you will receive the keys to your new home!
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Work With Us
Charles King Group has been helping local buyers and sellers just like yourself, locate the finest properties and negotiate the best deals. The team takes great pride in knowing the latest market conditions, government regulations, and upcoming developments — so that you don't have to.